Sep Ira 2025 Contribution Limits. Contributions to a sep ira have increased to $70,000 (from $69,000 in 2024). In 2025, those using a sep ira can contribute as much as $70,000 ($69,000 in 2024), or up to 25 percent of their business earnings or compensation, whichever is less.

401 (k), 457 and 403. What are the 2025 retirement plan contribution limits you and your employees can contribute to your 401(k)s or other retirement plans?